Posts Tagged “retirement”

How do you account for MERs in financial planning?

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The Management Expense Ratio (MER) represents the combined total of all the fees applied to a Mutual Fund. This includes the management fee, operating expenses and taxes charged to a fund during a given year. It is expressed as a percentage of a fund’s average net assets for that year.   As a Financial Application…

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Did Options Consommateurs published a fake report?

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Note: Want to know everything about insurers. We will be providing the best info to the DIYer at insurers. Site is not completed yet but it provides a general idea of the content…   On December 1st, an organization named Options Consommateurs whose mission is supposed to be the protection of the consumers in Quebec…

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Who is selling insurance?

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Visit our website Financial Services Consumer Alliance to learn more about who is selling insurance Agents versus Brokers and Advisors…   “You should never consider buying the insurance that you want unless you have bought ALL the insurance that you need!” Richard Proteau   The power of words…we forget it too often. Words define how we perceive reality…

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Canadians lose 40%+ of their lifetime retirement assets to the financial industry!

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  This is what we learn from The Poor Bartender; the only UNCENSORED book on how not to lose money when dealing with the financial industry. This book shows how saving money is the easy part of retirement planning. Investing money is the hard part and this is where Canadians lose most of their retirement…

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