Posts Tagged “distribution”
May 28th, 2018 We would like to thank CCIR and CISRO for inviting FSCA in commenting on the Draft Guidance for the fair treatment of consumers as part of the public consultation on this subject. The Financial Services Consumer Alliance (FSCA) is an informal alliance of consumers whose sole objective is to…
by Richard Proteau (Author Unraveling the Universal Life Scam and Financial Mobile Application Designer) Few people in Canada are following the introduction of Bill n°141 in Quebec: An Act mainly to improve the regulation of the financial sector, the protection of deposits of money and the operation of financial institutions. This is a…
http://www.consumerights.ca/products.html https://play.google.com/store/apps/details?id=com.calculator.mrfmv1 The measure of the efficiency of the insurance distribution within a nation is what we call the insurance protection gap. The insurance protection gap represents an economic risk and measure the gap between the amount of insurance that is economically beneficial and the amount of insurance actually purchased. In 2010,…
Below you will find my own financial planning pyramid of needs which I have used during my career to justify the advice I have given clients and which I have used to train other advisors. My pyramid: http://www.manurseassociates.com/sales/life-insurance-industry-failing-canadians/ Let’s compare my pyramid to the pyramid found on Mike Nurse site….
You are thinking about retiring and you have one question. What are your options in regards with your block of business? If you have sold mutual funds, the answer is simple and you must sale. For an insurance block of business, it is entirely different. You have the option of keeping the ownership of your…
Information is power; Knowledge is the application of power; don’t be powerless. These are the few words summarizing the soul of my blog. But what is the message I am trying to convey? First I am stating that information is different than knowledge. Being informed is different than being knowledgeable. Informed choices are different…
