Archive For The “segragated funds” Category
Financial Services Consumer Alliance www.consumerights.ca email:info@consumerights.ca May 27, 20165160 CCIR Secretariat 5160 Yonge Street, Box 85 17th Floor Toronto, Ontario M2N 6L9 ccir‐ccrra@fsco.gov.on.ca. Reference: Segregated Funds Working Group Issues Paper May 2016 The Financial Services Consumer Alliance is an informal alliance of consumers and experts in the financial industry who are…
Below you will find my own financial planning pyramid of needs which I have used during my career to justify the advice I have given clients and which I have used to train other advisors. My pyramid: http://www.manurseassociates.com/sales/life-insurance-industry-failing-canadians/ Let’s compare my pyramid to the pyramid found on Mike Nurse site….
The Canadian Securities Administrators have put forth a proposal regarding mutual funds fees which include recommendations as to the purpose of trailing commissions. While this discussion is worthwhile and needs to happen to ensure that there is a complete synergy between the remuneration of the advisor and financial well being of the client there…
With the cost of permanent insurance and even temporary insurance increasing dramatically, there is a message going around the industry that these changes are a buying opportunity for clients. Buy it before it disappears or buy before it becomes too exorbitant. Should clients follow this advice? Is this a good strategy? To be able to…
