The Life Auditor
BECAUSE WE BELIEVE THAT TRUTH AND INTEGRITY ARE THE BEST FORMS OF FINANCIAL ADVICE:
The insurance specialist is an insurance expert with experience in various fields of life insurance including: pricing and product design, actuarial mathematics, insurance law, insurance taxation and Income tax Act, marketing and sales of life insurance, reinsurance, underwriting, policy service...
To act as an auditor, the insurance specialist must be able to prove that he can audit a policy outside of any potential conflicts of interests and that his audit cannot be influenced by any past employment or affiliation with an insurance company.
To act as an auditor,the insurance specialist cannot be licensed to sell life insruance or be a member of any industry association unless it is a consumer organization.
Note: if the agent who is responsible for servicing the policy and is not receiving the commission for the service of the policy, the consumer should agree to let this agent bill the insurer and the original agent for their time.
4) All auditors will provide a range of different scenarios to the policy owner showing that the FMV is dependent on the selection of certain variables such as interest rate and future insurability. These scenarios will range from aggressive to conservative. It is ultimately the choice of the consumer to select the scenario
Click to the link below to request that an evaluation be arranged through FSCA