BECAUSE WE BELIEVE THAT TRUTH AND INTEGRITY ARE THE BEST FORMS OF FINANCIAL ADVICE:
We are setting up a worldwide network of life insurance evaluators comprised or actuaries and insurance specialists. These professionals share one common belief and goal and it is to help policy owners discover the true value of their insurance which is the Fair Market Value (FMV). What is the difference between an actuary and an insurance specialist? While both are able to evaluate the FMV of a policy such as a regular T100, the actuary will be more mathematically oriented than the insurance specialist and therefore will be able to evaluate more complex cases and products involving many secondary guarantees. The insurance specialist however is more a generalist and will be able to work with the policy owner through the whole process from determining the FMV to selecting the right form of life settlement.
Note: if the agent who is responsible for servicing the policy and is not receiving the commission for the service of the policy, the consumer should agree to let this agent bill the insurer and the original agent for their time. Subject to conditions FSCA will be willing to purchase the receivable of the servicing agent and enforce collection procedure against the insurer and the original agent.
4) All evaluators will provide a range of different scenario to the policy owner showing that the FMV is dependent on the selection of certain variables such as interest rate. These scenarios will range from aggressive to conservative. It is ultimately the choice of the consumer to select the scenario
Click to the link below to request that an evaluation be arranged through FSCA