Who we are
DIY Financial Planning
• It is a process that employs strategic, tactical and operational planning to determine what can be delegated and not delegated assigning responsibilities and accountabilities for the success of a financial plan.
• If delegation occurs at the tactical level; this delegation is structured around legal mandates.
• DIY financial planning is about educating consumers about how to own their financial plan.
• DIY financial planning will be simplified through the use of our CoStacks program.
Many people believe financial planning to be too complex. As a result, instead delegating they give away control over their financial affairs. This is wrong. CoStacks will be a free open-source financial decisions management system that will be run locally (localhost) to create financial plans through the use of HTML/CSS templates giving the user access to a marketplace specifically designed to provide dynamic result through the use of web applications and plug-ins.
Meet Richard Proteau
He currently advocates for the consumer rights of investors and insurance policy holders.
Richard is also working on submitting a report on the commercial practices of insurance companies. The first important conclusion of this report is that insurance companies have monopolized the influence over the decisional process regarding the changes needed to modernize regulations in this industry. The consumer is not represented. In fact, the power of the insurance lobby is so great that it has prevented any meaningful changes in this industry for the last 40 years.This is why he decided to create the Financial Services Consumer Alliance (FSCA)
Richard Proteau is also an author having written 2 books:
The Poor Bartender on Kindle
Unraveling the Universal Life Scam
Rating an advisor is not enough. He has to be a match. Our process dynamically matches the advisor to you based on your needs
Financial planning can be complex. It can be hard to determine the rights solutions. Our tools, template and libraries will change this
Protecting consumers is our main goal. We offer an audit process to our members if they have doubts about a financial solution shown to them